Texas Mortgage Lender - Kris Anderson
NMLS# 1201276
A Mortgage Lender You Can Trust
Kris Anderson is a trusted Texas Mortgage Loan Officer (NMLS #1201276) serving homebuyers and homeowners throughout Amarillo, Killeen, Wichita Falls, San Antonio, and Dallas. Kris specializes in FHA, VA, Conventional, USDA, and first-time homebuyer programs, helping Texas families secure fast, affordable mortgage solutions with personalized guidance. Down Payment Assistance is available.
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Known for clear communication, quick pre-approvals, and transparency, Kris supports clients through every step of the home loan process. From low down payment loans to VA benefits and Texas-specific mortgage programs, Kris makes financing simple and stress-free.
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Homebuyers, veterans, and families across Texas rely on Kris for expert mortgage advice, reliable updates, and a smooth closing experience. If you want a mortgage loan officer who understands the Texas market and puts your needs first, Kris Anderson is ready to help.
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Let’s create the perfect mortgage loan for you. Click the following link to book a private no obligation call with Kris Anderson or feel free to email or use the online chat.
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Book a Private Call on My Calendar​
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(806) 322-1413 Direct Office Number
Email: kris@bocbanking.com
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Kris Anderson NMLS# 1201276
BOC Bank NMLS# 761945
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Rates and Terms can change suddenly. Please contact Kris to verify nothing has changed.​
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Types of Financing
Conventional Loans in Texas
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As low as 3% down
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Primary residence, 2nd homes and investments
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Down to 620 credit score
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Seller can pay up to 3% towards closing cost
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Down Payment Assistance Programs Available
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FHA Loans in Texas
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Easier credit qualifying
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Low 3.5% down payment
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Great for first time homebuyers
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Down to 500 credit score
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Seller can pay up to 6% towards closing cost
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Down Payment Assistance Programs Available
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Jumbo Loans in Texas
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As low as 10% down
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No MI options
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Fixed and adjustable rates
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Down to 700 credit score
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VA Loans in Texas
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Zero down payment
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Seller can pay up to 4% towards closing cost
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Down to 580 credit score
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USDA Loans in Texas
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Zero down payment
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Seller can pay up to 6% towards closing cost
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Primary residence only
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Income and location restrictions apply
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Down to 600 credit score
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Cash-Out Refinance Loans in Texas
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Up to 80% LTV throughout Texas
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Down to 620 credit score
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